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A American Advantage Insurance Blog

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It’s that time of year. Winter is here and with it, severe weather events are inevitable. Between frozen pipes, falling tree limbs, space heater fires, and black ice, dangers are abound when freezing temperatures combine with even slight precipitation.   READ MORE >>

Replacement Cost vs Market Value:  Home Insurance   The difference between Replacement Cost and Market Value is a simple concept, but oftentimes a hard one to see objectively. Some customers don’t like the idea of paying the premium for $250,000 worth of coverage on the home they just bought for $175,000. READ MORE >>

With the back-to-school season underway, many teen drivers are taking the wheel and driving themselves to class for the first time.  Before handing over the keys, the Tennessee Department of Commerce & Insurance (TDCI) encourages parents to do their homework on auto insurance and talk to their teens about the importance of responsible driving. READ MORE >>

03/19/2018   Nearly one in eight U.S. drivers was uninsured in 2015, putting insured drivers at greater risk in the event of an auto accident, according to a new study.   The study, directed by the Insurance Research Council (IRC) found that 13 percent of all U.S. motorists were uninsured in 2015, up from 12. READ MORE >>

Along with sunny days and humid temps, come pool accidents and ATV accidents that can result in serious injury or even fatalities. Listed below are some important safety tips for pool and ATV users.   Safety tips for pools: Teach children to swim. READ MORE >>

It's the middle of summer, temperatures are at their highest, and your A/C unit just mechanically broke down.  Normally, this would not be covered by a Homeowner Insurance policy because standard insurance does not cover mechanical failures. READ MORE >>

What does Round that Account mean? Well it can mean a large savings to you on insurance, increased benefits and coverage at no extra cost, and better protection from rising costs and unfortunate policy non-renewals. First, let me try to shed some light on why you see the change to your premium or having an underwriting problem with your company. READ MORE >>

No, the Tornado Alley universally recognized by meteorologists hasn't moved over Tennessee and Georgia. But try and tell that to the millions affected by the storms last year. Our own agency experienced the effects of three separate tornados last year. Amazing, considering it's never happened before in our 27 years in business! READ MORE >>

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